plan of action - october 24, 2019

Junk Insurance


Trump has changed regulations to allow individuals to buy “junk insurance.” Junk plans are cheaper and are thus attractive to healthier consumers who are looking for a way to fulfil their requirement to buy insurance, but these policies discriminate against people with pre-existing conditions, do not cover many basic services such as prescription drugs and hospitalization, and have extremely high deductibles. Trump’s plan is to allow consumers to purchase these plans for up to three years, This will drive up costs for everyone else by removing healthier people from the pool of consumers in the for-real insurance market. It will also put those who do buy junk policies at risk of medical bankruptcy. The Senate is planning to use the Congressional Review Act to overturn this rule change.

Action:

Contact your Senators and ask them to vote in favor of S.J. Res. 52 to block the sale of junk health insurance policies.