Point of Service Payments
More and more hospitals and health care centers are requiring that 100% of a patient’s annual deductible be met before going ahead with a procedure, even if there is a life-threatening condition. The law requires that an immediately life-threatening situation (e.g. ruptured appendix) must be treated before asking about payment, but a necessary cancer surgery would not count. These annual deductibles can amount to several thousand dollars. At the beginning of the year, it is likely that most of the deductible is unmet, and very few patients can come up with the large sums needed in time for an urgent procedure.
Call Ted Rossi, President and CEO of Summit Healthcare at (781) 519-4840 x101 and ask if Summit demands point-of-service payments to cover the deductible before surgery. (You can say that you’re considering using Summit.) If the answer is yes, or vague, say you consider this behavior to be cruel and unpatriotic and that you would no longer consider using their services.